CHSU-COM

Financial aid, scholarships & Tuition

Understanding, applying for, and securing financing for your professional education at CHSU-COM.

Welcome! The Office of Financial Aid at California Health Sciences University (CHSU) is committed to ensuring that CHSU students make informed financial choices. We assist our medical students in understanding, applying for, and securing financing for a professional education, from the beginning of their academic career at CHSU to their entry into residency training and beyond.

Steps to Financially Prepare for Medical School

1. Be Prepared

We encourage students to review their current financial status so they have a clear understanding of what will be helpful in determining their budget and potential student loan borrowing for their education at CHSU-COM. For instance, students should consider their total current monthly expenses for credit cards, car payment, insurance, etc. Once the monthly expenses are established, the Office of Financial Aid can assist with creating a suggested budget to follow.

A monthly budget is a critical item that will help students live within their means and not over borrow. A budget is the estimated average and reasonable cost of completing an academic year at CHSU-COM. It will serve as the foundation for determining a student’s financial need as well as the amount of qualified aid, including private student loans and scholarships, that can be offered. The Cost of Attendance includes two parts — Direct Costs and Indirect Costs:

  • Direct Costs are those that are charged by CHSU-COM and include tuition and fees.
  • Indirect Costs are those that are established through student surveys and other research and may include the components below:
    • Books and supplies
    • Room and board
    • Personal expenses
    • Transportation expenses

The AAMC  offers educational debt management tools designed to help osteopathic medical students and recent graduates prepare for and manage the costs of medical school.

AAMC FIRST (Financial Information, Resources, Services, and Tools)

AAMC Financial Wellness for Medical School and Beyond

StudentAid.gov Budgeting Tips

Student Budget Calculator

2. Understand Costs

The costs of medical school go beyond just tuition – you must take into account fees, health insurance, books and supplies, room and board, transportation and personal expenses. Each year CHSU-COM provides a cost of attendance that encompasses CHSU-COM tuition and estimated costs for other expenses so you have an idea of what to budget for.

View 2022-2023 Cost of Attendance

3. Explore Scholarship Options

Students are encouraged to research other ways to fund their academic career at CHSU. We have identified some potential scholarship opportunities and listed them below as well as a few scholarship search engines.

Scholarship Opportunities

4. Initiating Loans

Currently CHSU-COM students are allowed to secure private educational loan financing. In considering private or alternative loans, borrowers need to take into account such factors as annual and aggregate loan amount limits, interest rates, fees, disbursement processes, timing and frequency, deferments such as during the in-school period, and repayment terms. Students are also encouraged to explore other options to find the best program for their needs.

Private Loan Options


TUITION AND Cost of Attendance

Direct CostsOMS-I
(Based on 11 Months)
OMS-II
(Based on 12 Months)
OMS-III
(Based on 12 Months)
OMS-IV
(Based on 11 Months)
Tuition$59,950$59,300$59,300$59,300
STRF$655$0$0$0
Equipment Fee$2,325$0$0$0
Technology Fee$1,400$0$0$0
Health Insurance (est)$3,243$3,400$3,400$3,400
Total Direct Costs$67,573$62,700$62,700$62,700
Indirect CostsOMS-I
(Based on 11 Months)
OMS-II
(Based on 12 Months)
OMS-III
(Based on 12 Months)
OMS-IV
(Based on 11 Months)
Books, Course Materials, Supplies & Equipment$3,777$1,233$1,233$1,233
Food & Housing$28,259$30,828$30,828$28,259
Transportation$2,156$2,352$2,352$2,156
Miscellaneous Personal Expenses$5,412$5,904$5,904$5,412
Direct Loan Fees$0$0$0$0
COMLEX$0$675$675$0
Clerkship Travel/Residency Applications & Travel$0$0$0$5,200
Total Indirect Costs$39,604$40,992$40,992$42,260
Total Estimated Cost of AttendanceOMS-I
(Based on 11 Months)
OMS-II
(Based on 12 Months)
OMS-III
(Based on 12 Months)
OMS-IV
(Based on 11 Months)
Total Estimated Cost of Attendance$107,177$103,692$103,692$104,960

scholarship opportunities

Students are encouraged to investigate other ways to fund their academic career at CHSU. We have identified some potential scholarship opportunities and listed them below as well as a few scholarship search engines.

Many foundations, professional associations, religious and ethnic organizations, and corporations offer grants and scholarships. Below are some free resources that could be utilized:

Service Obligation Scholarships
Committing to serve in one of the following organizations upon graduation may make you eligible to apply for scholarship or loan repayment opportunities with that organization:

AAUW Fellowship and Grants

  • Since 1888, AAUW has been one of the largest funders of women’s graduate education, investing in women who go on to change the world.

American Osteopathic Foundation

  • The American Osteopathic Foundation offers a variety of educational scholarships and awards, special project and program funding, and research grants for members of the Osteopathic profession.

AMWA Medical Education Scholarships

  • At national AMWA they understand the cost of a medical education can be expensive. To help they provide scholarships to women currently enrolled in medical school.

AMWA Underrepresented Students in Medicine Scholarships

  • AMWA is dedicated to increasing participation and fostering the leadership of women and minorities within the organization and in the broader medical community.

Buckfire & Buckfire, P.C. Medical Diversity Scholarship Program

  • The scholarship is part of the firm’s initiative to recognize medical students who work to promote diversity in their community.

California Latino Legislative Caucus Foundation Scholarship Program

  • This scholarship program was established to assist deserving students by offering financial assistance to help meet educational expenses.

Christian Medical & Dental Associations

  • These awards provide selected medical and dental students with clinical experiences in mission settings that will enable them to become familiar with the cultural, social and medical problems in developing countries while allowing them to serve the underserved.

Colorado Springs Osteopathic Foundation

  • The Colorado Springs Osteopathic Foundations awards up to five $10,000 scholarships to students entering their third year at an AOA accredited College of Osteopathic Medicine. Scholarships are renewed automatically for the 4th year for students in good standing.

eQuality Scholarship Collaborative Scholarships for Medical Students

  • Scholarships are provided to students who have demonstrated service to the LGBT+ community.

Fresno Madera Medical Society Scholarship Foundation

  • The goal of this scholarship program is to encourage medical students to practice in Fresno and Madera counties which have insufficient numbers of physicians to care for their citizens.

Fresno Women’s Network

  • The Fresno Women’s Network has awarded over 100 scholarships to deserving students from the Central Valley continuing their education. Applications will be considered on the basis of demonstrated scholastic merit, community involvement, future goals and career objectives. Both men and women are invited to apply.

Future Black Physicians and Physician Associates Scholarship

  • GoodRx Helps is committed to reducing barriers to higher education for Black students pursuing a medical career.

Haffizulla Family Scholarship

  • This scholarship is meant to perpetuate the involvement of young leaders in disease prevention and national health and wellness.

Japanese Medical Society of America

  • JMSA and its donors award scholarships to students and postgraduate trainees in healthcare to support their education and training.

Johnson & Johnson / NMF Alliance for Inclusion in Medicine (AIM) Scholarship Program

  • Established in 2021, Johnson & Johnson, has partnered with NMF to develop the Alliance for Inclusion in Medicine (AIM) Scholarship Program. This innovative, three-year service-learning program is designed to expose high performing underrepresented in medicine (URM) medical (MD, MD/PhD, DO, DO/PhD) students with analytical skill sets that will prepare them to become future clinician and research leaders with a commitment to address the structural and systemic factors that cause the health disparities that disproportionately affect communities of color. In addition, the program will expose students to various functions within the pharmaceutical, medical devices and health care industries where physicians play a key role.

Marie Wiseman Outstanding Osteopathic Student of the Year Award

  • The Marie Wiseman Outstanding Osteopathic Student of the Year award recognizes an osteopathic medical student who demonstrates strong philanthropic and community service. This award was created to carry on Mrs. Wiseman’s deep concern for and desire to help student’s financial needs.

National Medical Fellowships

  • For more than 75 years, NMF has invested in scholarships and service-learning programs to increase the number of physicians, health professionals, and researchers in the U.S. who are underrepresented in health care. NMF offers both merit and need-based financial awards, supported by a diverse portfolio of corporate philanthropy, institutional giving, and individual donors.

Native Forward Named Graduate Scholarships

  • Native Forward’s Named Graduate Scholarships provide financial assistance to eligible American Indian and Alaska Native graduate and professional students pursuing degrees full-time at an accredited institution.

Osteopathic Family Medicine Student Awards

  • The Osteopathic Family Medicine Student Awards identify osteopathic medical students who have an interest in family medicine, as well as ACOFP.

P.E.O. Scholarships

  • P.E.O. makes a difference in women’s lives with various educational programs including grants and scholarships.

Physicians of Tomorrow Scholarship Program

  • This scholarship program provides assistance to medical students approaching their final year of school. The AMA Foundation has a long history of supporting medical students. With 12 scholarship categories and a variety of focus areas, including serving those underrepresented in medicine the AMA Foundation work to recognize a diverse cohort of medical students each year.

Sherry R. Arnstein Underrepresented Minority Scholarship

  • The Sherry R. Arnstein Underrepresented Minority Scholarship recognizes underrepresented minority students attending one of AACOM’s member colleges.

Student Osteopathic Medical Association

  • The SOMA Foundation provides a wide range of scholarship opportunities for its student members.

The Association of Black Women Physicians

  • The Association of Black Women Physicians is committed to the improvement of public health and welfare, through the advancement of knowledge concerning women and community health. They endeavor to enhance the personal and professional quality of life of present and future Black women physicians.

The Dr. Suhyun An Scholarship

  • This scholarship is awarded annually to students who exemplify a commitment to academic excellence in pursuit of a career in the medical field.

The Emerging Osteopathic Student Leader Award

  • The Emerging Osteopathic Student Leader Awards identify emerging osteopathic student leaders in osteopathic family medicine and ACOFP.

The Hispanic Health Professional Student Scholarship

  • Recognizes medical, nursing, dental, pharmacy, public health, and health policy students with outstanding academic records, leadership, and who are committed to serving Hispanics. Scholarship recipients are matched with a professional for a one-on-one mentor program that focuses on their professional growth.

The Mesothelioma.com Scholarship

  • Mesothelioma.com awards scholarships to provide financial assistance to students whose lives have been impacted by cancer either as a patient or a caregiver.

The Paul & Daisy Soros Fellowship for New Americans

  • The Paul & Daisy Soros Fellowship for New Americans program honors the contribution of immigrants and the children of immigrants to the U.S. by investing in their graduate level education.

The Point Foundation Flagship Scholarship

  • The Point Flagship Scholarship empowers LGBTQ students who are earning their undergraduate, graduate, and doctoral degrees at accredited colleges in the United States.

TMCF/Bridging the Dream Scholarship for Graduate School Students

  • The Thurgood Marshall College Fund (TMCF) and The Sallie Mae Fund are proud to offer financial assistance to outstanding students attending an accredited post-secondary graduate level institution. Ten (10) students enrolled at least part-time in an accredited graduate level program will be selected to receive a scholarship up to $10,000.00 for the 2022-2023 academic school year.

Women in Medicine LGBTQ Leadership Scholarship

  • Women in Medicine (WIM) presents scholarship to female medical students enrolled in their first, second or third year of allopathic, osteopathic, or naturopathic medical school and who have contributed/demonstrated leadership for the LGBTQ community.

Private Loan Opportunities

The following private educational loan financing options are available to CHSU students:

In considering private or alternative loans, borrowers need to take into account such factors as annual and aggregate loan amount limits, interest rates, fees, disbursement processes, timing and frequency, deferments such as during the in-school period, and repayment terms. Students are also encouraged to explore other options to find the best program for their needs.

Student Loan Forgiveness Programs for Future Consideration


Student Debt Outcomes

The CHSU Office of Financial Aid tracks student aid by cohort and by year for students and has tracked this information since our inaugural year. Based on the data tracked, the student mean debt in the first three years is shown below. Please note these figures represent an average loan debt based upon loan total in a year and number of students in the class in that year. The annual figures are then added together and reflected in the chart below.

Four years of average debt and default rate is not yet available. Additionally, CHSU-COM is not yet eligible to participate in federally-sponsored student loan programs. As such, no information is available related to student federal loan debt or default rates.

ClassAverage Loan Debt
2024*$141,555.59
2025**$101,436.94
2026***$47,258.43
*Average through 3 years of attendance
**Average through 2 years of attendance
***Average through 1 year of attendance

Meet the Financial Aid Team

Sandra Acuna, MBA, FAAC

Assistant Director of Financial Aid

Office of Financial Aid
120 N. Clovis Avenue
Clovis, CA 93612
(559) 472-7874
sacuna@chsu.edu

Erin Bennett

Erin Bennett

Financial Aid Advisor

Office of Financial Aid
120 N. Clovis Avenue
Clovis, CA 93612
559-374-2849
ebennett@chsu.edu

Marco Bocanegra

Marco A. Bocanegra

Financial Aid Analyst

Office of Financial Aid
120 N. Clovis Avenue
Clovis, CA 93612
559-374-2004
mbocanegra@chsu.edu