CHSU-COM
Financial Aid, Scholarships & Tuition
Understanding, applying for, and securing financing for your professional education at CHSU-COM.
Welcome! The Office of Financial Aid at California Health Sciences University (CHSU) is committed to ensuring that CHSU students make informed financial choices. We assist our medical students in understanding, applying for, and securing financing for a professional education, from the beginning of their academic career at CHSU to their entry into residency training and beyond.
Steps to Financially Prepare for Medical School
1. Be Prepared
We encourage students to review their current financial status so they have a clear understanding of what will be helpful in determining their budget and potential student loan borrowing for their education at CHSU-COM. For instance, students should consider their total current monthly expenses for credit cards, car payment, insurance, etc. Once the monthly expenses are established, the Office of Financial Aid can assist with creating a suggested budget to follow.
A monthly budget is a critical item that will help students live within their means and not over borrow. A budget is the estimated average and reasonable cost of completing an academic year at CHSU-COM. It will serve as the foundation for determining a student’s financial need as well as the amount of qualified aid, including private student loans and scholarships, that can be offered. The Cost of Attendance includes two parts — Direct Costs and Indirect Costs:
- Direct Costs are those that are charged by CHSU-COM and include tuition and fees.
- Indirect Costs are those that are established through student surveys and other research and may include the components below:
- Books and supplies
- Room and board
- Personal expenses
- Transportation expenses
The AAMC offers educational debt management tools designed to help osteopathic medical students and recent graduates prepare for and manage the costs of medical school.
AAMC FIRST (Financial Information, Resources, Services, and Tools)
AAMC FIRST Budget Worksheet for Students
AAMC Financial Wellness for Medical School and Beyond
StudentAid.gov Budgeting Tips
2. Understand Costs
The costs of medical school go beyond just tuition – you must take into account fees, health insurance, books and supplies, room and board, transportation and personal expenses. Each year CHSU-COM provides a cost of attendance that encompasses CHSU-COM tuition and estimated costs for other expenses so you have an idea of what to budget for.
View 2026-2027 Cost of Attendance
3. Explore Scholarship Options
Students are encouraged to research other ways to fund their academic career at CHSU. We have identified some potential scholarship opportunities and listed them below as well as a few scholarship search engines.
4. Initiating Loans
Currently CHSU-COM students are allowed to secure private educational loan financing. In considering private or alternative loans, borrowers need to take into account such factors as annual and aggregate loan amount limits, interest rates, fees, disbursement processes, timing and frequency, deferments such as during the in-school period, and repayment terms. Students are also encouraged to explore other options to find the best program for their needs.
TUITION AND Cost of Attendance 2026-2027
| Direct Costs | OMS-I (Based on 11 Months) | OMS-II (Based on 12 Months) | OMS-II (No Legacy) (Based on 12 Months) | OMS-III (Based on 12 Months) | OMS-III (No Legacy) (Based on 12 Months) | OMS-IV (Based on 10 Months) | OMS-IV (No Legacy) (Based on 10 Months) |
|---|---|---|---|---|---|---|---|
| Tuition | $70,700 | $70,700 | $70,700 | $69,500 | $69,500 | $69,300 | $69,300 |
| STRF | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Equipment Fee | $2,600 | $0 | $0 | $0 | $0 | $0 | $0 |
| Technology Fee | $750 | $0 | $0 | $0 | $0 | $0 | $0 |
| Health Insurance (est) | $4,782 | $5,044 | $5,044 | $5,044 | $5,044 | $5,044 | $5,044 |
| Total Direct Costs | $78,832 | $75,744 | $75,744 | $74,544 | $74,544 | $74,344 | $74,344 |
| Indirect Costs | OMS-I (Based on 11 Months) | OMS-II (Based on 12 Months) | OMS-II (No Legacy) (Based on 12 Months) | OMS-III (Based on 12 Months) | OMS-III (No Legacy) (Based on 12 Months) | OMS-IV (Based on 10 Months) | OMS-IV (No Legacy) (Based on 10 Months) |
|---|---|---|---|---|---|---|---|
| Food & Housing | $28,072 | $30,624 | $30,624 | $30,624 | $30,624 | $25,520 | $25,520 |
| Books, Course Materials, Supplies & Equipment | $1,672 | $1,745 | $1,745 | $1,745 | $1,745 | $1,000 | $1,000 |
| Transportation | $2,024 | $2,208 | $2,208 | $2,208 | $2,208 | $1,840 | $1,840 |
| Miscellaneous Personal Expenses | $6,974 | $7,608 | $7,608 | $7,608 | $7,608 | $6,340 | $6,340 |
| Direct Loan Fees | $529 | $3,490 | $529 | $3,440 | $529 | $3,255 | $529 |
| Total Indirect Costs | $39,271 | $45,675 | $42,714 | $45,625 | $42,714 | $37,955 | $35,229 |
| Total Estimated Cost of Attendance | OMS-I (Based on 11 Months) | OMS-II (Based on 12 Months) | OMS-II (No Legacy) (Based on 12 Months) | OMS-III (Based on 12 Months) | OMS-III (No Legacy) (Based on 12 Months) | OMS-IV (Based on 10 Months) | OMS-IV (No Legacy) (Based on 10 Months) |
|---|---|---|---|---|---|---|---|
| Total Estimated Cost of Attendance | $118,103 | $121,419 | $118,458 | $120,169 | $117,258 | $112,299 | $109,573 |
$250,000 in CHSU Scholarships Available for The 2027-2028 Academic Year
Up to twenty (20) eligible, enrolled students in the 2027-2028 CHSU Doctor of Osteopathic Medicine program may be awarded a CHSU Scholarship of up to $20,000 to help reduce their educational expenses.
How CHSU Scholarships Work for CHSU-COM Incoming Students
- Up to $20,000 Scholarship available awarded over 2027-2028 and 2028-2029 academic years.
- $2,500-$5,000 per semester, renewable if eligibility requirements continue to be met.
- 20 scholarships available to the Class of 2031
- Scholarship awards are dispensed at 25% of the maximum amount per semester if the student maintains a 3.0 cumulative GPA and remains in good academic and professional standing each semester at CHSU-COM.
How to Apply for CHSU Scholarships
Enrolled CHSU-COM students must complete the CHSU scholarship application in the scholarship application portal (link below) in it’s entirety by the deadline. The CHSU Scholarship application cycle dates are:
- September 15, 2026 – November 1, 2026, for the first round of scholarship awards.
- February 1, 2027 – March 31, 2027, for the final round of scholarship awards.
CHSU Scholarship Eligibility Requirements for CHSU-COM Incoming Students
- Have been offered and accepted admission for the 2027-2028 academic year at the CHSU College of Osteopathic Medicine (CHSU-COM).
- Have a minimum GPA of 3.0 on a 4.0 scale.
- Meet eligibility for merit and/or financial need.
Scholarship Opportunities
Students are encouraged to investigate other ways to fund their academic career at CHSU. We have identified some potential scholarship opportunities and listed them below as well as a few scholarship search engines.
Many foundations, professional associations, religious and ethnic organizations, and corporations offer grants and scholarships. Below are some free resources that could be utilized:
Service Obligation Scholarships
Committing to serve in one of the following organizations upon graduation may make you eligible to apply for scholarship or loan repayment opportunities with that organization:
- Army Health Professions Scholarship Program (HPSP)
- Navy Health Professions Scholarship Program (HPSP)
- Air Force Health Professions Scholarship Program (HPSP)
- US Veteran Affairs Health Professional Scholarship Program (HPSP)
- Indian Health Service Professions Scholarship
The Health Professions scholarship provides financial aid to qualified American Indian and Alaska Native students. Recipients must be members of federally recognized Tribes and enrolled in an eligible health professions program. In exchange for financial aid, scholarship recipients agree to fulfill a service commitment in full-time clinical practice upon completion of their academic or post-graduate clinical training. - National Health Service Corp
Students pursuing a career in primary health care are eligible to receive funding for their education in exchange for practicing in rural, urban, and tribal communities with limited access to care, upon graduation and licensure. - CA Department of Health Care Access and Information
Federal Student Loans
CHSU-COM students are eligible to apply for federal student loans including the Direct Unsubsidized Loan and the Graduate PLUS Loan. Start the application process by completing a FAFSA online at studentaid.gov. The CHSU School Code is 042814.
Find Pro Tips to help students successfully complete the Free Application for Federal Student Aid (FAFSA®) form online at studentaid.gov.
Important:
In considering student loans, borrowers need to take into account such factors as annual and aggregate loan limits, interest rates, fees, disbursement processes, timing and frequency, deferments such as during the in-school period, and repayment terms. Students are encouraged to explore opportunities to find the best funding options for their needs.
Private Loan Opportunities
The following private educational loan financing options are available to CHSU-COM students:
- Private Student Loan Options with Sallie Mae®| AACOM
- College Ave Career Loan for Graduate Health Professions
- CollegeBridge Health Professional Loan
- Nelnet Bank Health Professions Loans
- Earnest Private Loans for Medical Students
In considering private or alternative loans, borrowers need to take into account such factors as annual and aggregate loan amount limits, interest rates, fees, disbursement processes, timing and frequency, deferments such as during the in-school period, and repayment terms. Students are also encouraged to explore other options to find the best program for their needs.
Student Loan Forgiveness Programs for Future Consideration
- Association of American Medical Colleges (AAMC)
- CalHealthCares Program
- National Health Service Corps (NHSC)
- Public Service Loan Forgiveness Program
Student Debt Outcomes
The CHSU Office of Financial Aid tracks student aid by cohort and by year for students. Based on the data tracked, the student mean debt by cohort is shown below as of the end of the 2023-2024 academic year. Please note these figures represent an average loan debt based upon loan total in a year and number of students in the class in that year. The annual figures are then added together and reflected in the chart below.
Additionally, CHSU-COM was not eligible to participate in federally-sponsored student loan programs as of the end of the 2023-2024 academic year. As such, no information is available related to student federal loan debt or default rates.
| Class | Average Loan Debt |
|---|---|
| 20241 | $192,266.82 |
| 20252 | $162,073.59 |
| 20263 | $90,444.13 |
| 20274 | $56,837.35 |
2Average through 3 years of attendance
3Average through 2 years of attendance
4Average through 1 year of attendance
Meet the Financial Aid Team
Sandra Acuna, MBA, FAAC
Director of Financial Aid
Office of Financial Aid
120 N. Clovis Avenue
Clovis, CA 93612
(559) 472-7874
sacuna@chsu.edu
Erin Bennett
Financial Aid Advisor II
Office of Financial Aid
120 N. Clovis Avenue
Clovis, CA 93612
559-374-2849
ebennett@chsu.edu
Nicole Contreras
Financial Aid Advisor
Office of Financial Aid
120 N. Clovis Avenue
Clovis, CA 93612
559-546-6033
ncontreras@chsu.edu
Amanda Opokuagyemang
Financial Aid Technical Coordinator
Office of Financial Aid
120 N. Clovis Avenue
Clovis, CA 93612
559-374-2230
amanda.opokuagyemang@chsu.edu